1.   Participants in a Moody Radio promotion resulting in a prize or award must be 18 years or older to win, unless otherwise specified.  Satisfactory proof of identification and age must be presented before claiming a prize.

2.   A person cannot enter on behalf of another person.

3.   There may only be one winner of any "major" (valued at $200 or more) Moody Radio promotion per household during a one year period.  There may only be one winner of any "minor" (valued at $200 or less) Moody Radio promotion per household during a 30 day period, with a maximum of four per year. 

4.   Moody Radio is not responsible for lost or delayed mail, for telephone or fax equipment failures or for email system malfunctions causing a contestant to lose or delay the chance to participate.

5.   Moody Radio will keep a file of customized rules for each promotion.

6.   Employees of the Moody Bible Institute, Moody Radio volunteers, and persons involved with providing the prize or award, or the immediate families of such employees, volunteers and persons, is not eligible to participate or win.  (A volunteer is defined as someone who works over 40 hours a year for MBN.)

7.   Winners are responsible for any and all taxes associated with winning the prize. Winners will need to sign a W-9 form, provided by MBN, before receiving any prizes valued at over $600.

8.   Participants must be US citizens for those prizes of a value of $600 or greater value, unless otherwise specified.

9.   Prizes have no cash equivalent and are not transferable.

10. Moody Radio reserves the right to substitute a prize of similar value in its sole discretion either before or after a winner has been selected.

11. Moody Radio management will decide any questions concerning the interpretation of   rules governing the promotion and the administration of the promotion, and such decisions shall be in the sole discretion of Moody Radio and final.

12. The promotion rules may be amended at any time by Moody Radio management without prior notice.  However, all changes will be filed at the radio station, published on the stations’ website at www.moodyradionw.fm and effective as of that date.

13. In the case of a tie, Moody Radio reserves the right to choose the winner by any method it deems appropriate in its sole discretion.

14. Moody Radio reserves the right to reject or discard any incomplete or confusing entry and any entry not submitted in accordance with promotion rules.

15. No promotion, promotion rules or explanations thereof shall be construed or implemented in any way which violates applicable laws and regulations, including FCC rules and regulations.

16. Participants will not have any expectation of privacy concerning the information submitted or the announcement of winners.  Moody Radio reserves the right to use such information for any purpose as KMBI deems appropriate.

17. Submission of an entry or response shall constitute acceptance of the promotion rules and a waiver of any and all claims against the Moody Bible Institute and MBN related to the promotion.

18. No purchase or donation necessary to enter.

(1.3.06)